ACF offers a range of microloan products, including both secured and unsecured individual microloans that are available to existing businesses, as well as group microloans also available to start-up businesses. All microloans are offered in Kazakhstani Tenge (KZT) and are designed specifically to meet client needs.
Group Microloans
Unsecured microloans designed for groups mostly of women who are engaged in trade, small production, family farming, crafts and services.
Individual Microloans
Microloans for the purpose of working capital, equipment and livestock procurement, and consumer needs.
Individual secured microloans
Microloans for the purpose of development and business extension, repair of commercial and residential real estate, support of agriculture and satisfaction of the consumer’s needs.
Residential Energy Efficiency Lending Microloans
Residential Energy Efficiency Lending Microloans are designed to provide homeowners in rural areas with the funds necessary for energy-efficient renovation and construction work. Residential Energy Efficiency Lending Microloans can be used for the following purposes: